November 16, 2011

Minicab Taxi Insurance


Your minicab is your livelihood, and so it makes sense to be totally prepared for anything that could be around the corner. By investing in minicab taxi insurance you can protect your investment and your finances, ensuring you don’t lose out should the worst happen.

This type of insurance will cover you in the event that you’re involved in an accident, and depending on the level of cover you choose you could find it invaluable. Third party cover will simply provide the basics so you’re not held personally liable for any costs incurred to the other party, but in this industry it’s often wise to go for a more comprehensive level of cover. Doing so ensures you’re fully prepared for every eventuality, and when you consider the fact that you’re transporting members of the public it’s even more important to be ready for any claims that could present themselves.

This means you should always go for the most comprehensive level of cover you can afford, and make sure to consider the added extras as well. They can make all the difference to your level of protection and things like breakdown assistance and replacement vehicle cover can be vital – this ensures you won’t lose out financially should your vehicle be off the road, allowing you to continue to earn a living whilst your car is repaired.

Of course, you don’t want to spend a fortune to get the necessary level of cover, which is why it’s important to do your research. Always see what’s out there and compare all the options, and make sure to take advantage of any discounts that can be offered. Remember the possibility of no claims bonuses as well – given the nature of the taxi driving business you’re likely to make a claim more often than regular drivers, so making sure you’re fully covered should be a top priority.

With the right level of minicab taxi insurance you can be confident that everything is under control, ensuring you won’t lose out should you be involved in an accident or break down when on the road. You don’t even have to spend over the odds to get cover to suit, so make sure to look around and you can be confident that you’re ready for anything.

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June 9, 2009

XYZ Taxi Insurance


Here at XYZ we are very aware that your Taxi is your livelihood. If you are without it you just cannot work. This is always at the fore front of our minds when searching our panel of Insurers for the best and cheapest quote to suit your needs!

We know how important it is for you to be able to get your taxi straight back on the road in the unfortunate event of a claim, so to keep our customers we have many insurance companies who will offer a plated replacement vehicle in an event of a non fault claim, and in some cases or at additional cost we can provide a plated replacement vehicle in event of a fault claim.

We have tailor made specialist schemes for the follow:

• 1st time Taxi Drivers
• Experienced Taxi Drivers
• Convicted Taxi Drivers
• Reformed Accident Prone Drivers
• Short term taxi policies
• Under 25 year old taxi Drivers

Added Benefits of using XYZ Insurance:

• Flexible payment options
• Open 7 days a week
• Legal expenses cover
• Immediate Cover
• Excellent claims service
• Excellent Customer Service



Check out our TAXI FAQ’s for further information:

What is the difference between Private and Public Hire?

Private Hire Insurance – Commonly referred to as Minicab Insurance. All pre-booked appointments usually taken at the minicab office/base.

Public Hire Insurance – Immediate Pick up. Can be flagged down in the street and will always have a taxi light on the roof of the vehicle. Black cabs are public hire.

Can I use my existing vehicle as a Taxi?

Typical types of vehicles used are Saloons/Estates and MPV’s  - used for their size and ease of entry and exit for back seat passengers.

It is basically up to your licensing authority as to which vehicle they will agree to plate.

Will my Taxi Insurance be expensive if I have not had a taxi badge for long or if I do not have any Taxi No Claim Bonus?

Here at XYZ Insurance we have specialist schemes available for taxi drivers with no taxi no claim bonus. If you have no claim bonus on a private car we will take this into account and apply a discount allowing us to offer you a competitive quotation.

We also have heavily discounted schemes available for taxi drivers who have been driving a rental taxi or on somebody else’s policy and can obtain proof of this.

As a young company ourselves we are aware that everybody has to start somewhere and have very competitive schemes for new badge holders.

What is Taxi Insurance and how is it different to Private Car Insurance?

Here in the UK,  it is a legal requirement to hold a minimum level of insurance to use your vehicle on a public highway. This type of insurance is commonly referred to as Private Car Insurance.

If you will be using the vehicle to carry passengers for hire and reward not only will you need to be licensed by your local authority but you will also have to purchase Taxi Insurance – Taxi Insurance will sometimes be referred to by the following terms: Taxi Insurance, Private Hire Insurance, Public Hire Insurance, Hire and Reward Insurance, Minicab Insurance or Black Cab Insurance.

What Cover do I have to have?

The choice of cover is yours, we will be able to offer you:
Full Comprehensive
Third Party Fire and Theft
Or Third Party Only

Are there any Add Ons or Extras that may be beneficial to me as a Taxi Driver?

XYZ Insurance understand that your taxi is your livelihood and without it you simply cannot work. We therefore will supply you with a plated courtesy vehicle so you can continue working in the event of a non fault claim. For an extra premium we can also guarantee you a plated courtesy vehicle for 14 days in the event of a fault claim.

We can also supply taxi breakdown and public liability Insurance at very competitive premiums. Ask an advisor for more information

Can I add my partner wife/husband to the policy for social use?

Yes. If it is acceptable to your local authority, it is absolutely no problem for us.

Can I add another Taxi Driver to my Policy?

Yes.  Although this may increase the amount that you pay for Insurance

What are the benefits of taking a policy with XYZ Insurance?

UK based Call Centres
Helpful  and  polite Customer Care staff
We are open 7 days a week
Excellent Claims Team
Immediate Cover
Flexible Payment Options

If you require any further information regarding Taxi Insurance then please do not hesitate to pick up the telephone and speak to one our Taxi Account Handlers who will be only too happy to help with your enquiry.

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